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“At Your Service”

New Home Co Broker - Licensed Mortgage Professional - Life Insurance Agent - Ontario CA
Opening at 10:00 AMOpen today until 6:00 PMOpening at 10:00 AM tomorrowOpening at 10:00 AM on MondaySorry, we're closed
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Posted on Mar 15, 2019

* Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018.
* Take advantage of more inventory coming to market in the spring to find your dream home!
* Buying now will allow you to start earning equity today!


Real Estate Agent | Home Loans

  • Mortgage Calculator - How Much Can I Afford?

    Use my Mortgage Calculator to compute your monthly payment including Principal & Interest, Tax & Mortgage Insurance. Estimate how much house you can afford. Check out my Loanzify Mortgage App.
  • Down Payment Resource

    Are you a first-time home-buyer needing a little help with your down payment and/or closing costs? Down payment money is out there, and I’ll help you find it
  • What's My Home Worth?

    Determining how to price your home is important if you want to sell your home, and pinpoint the right asking price. Even if you're not in the market to sell, it's fascinating to see how much your investment may have appreciated over the years.
  • Home Loans

    Licensed mortgage professional - Lower rates and cheaper costs - Shop & Compare - Partnership with hundreds of lenders to shop for your best deal - Multiple loan products, including Non-QM Loans for Real Estate Investors and Self-Employed Individuals - Closing in 30 days or less - Specialize in mortgages and refinances.
  • Short Sale Foreclosure Agent

    If you or someone you know is facing foreclosure or unable to make mortgage payments, know that there are OPTIONS available and PEOPLE you can trust. Call me today to turn the "heavy lifting" over to someone who can help.
  • Reverse Mortgage

    You’ve worked hard to build the equity in your home. Now it’s time to put that equity to work for you. Use my free reverse mortgage calculator to determine how much you may qualify for.

Life Insurance Agent

  • Family Life Protection

    Loosing a loved one can mean more than an emotional burden. It can also create a financial burden.
  • Mortgage Protection

    More than half of all home foreclosures are the result of either the death or the disability of the homeowner.
  • Final Expense

    No one wants to leave their spouse or their children without the money to pay for all their own final expenses.


6 months ago
Called Jim a few days in advanced before the Labor Day weekend and he was more than happy to arrange for a tour of Homes in the location specified on the Holiday, and to me that's dedication. Couldn't ask for a more knowledgeable, professional and understanding agent. I Highly recommend Jim Ngo for your real estate needs.
- johnny p
8 months ago
Great Customer Service! Jim was professional and responsive, answering all my questions, looking out for my best interest, and coached me through the entire home buying process. If you're looking for a Real Estate Expert, I'd recommend calling Jim Ngo.
- Kathleen M
8 months ago
It was my first time finding a home and Jim made it especially easy and explained all the ins and outs of the process. He was ready for any of my questions and was extremely helpful. I strongly recommend talking to Jim if you ever need help buying a home!
- Johnathan L
Real Estate Agent

Being a real estate agent is my passion, and as a New Home Co-Broker, I am proud to specialize in new homes so that I may provide my clients with the home of their dreams. If you aren’t sure if purchasing a new home is right for you, or if you haven’t considered a new home as an option, please consider reaching out so that I may provide you with some information on new homes to assist you in your home-buying journey!

Please feel free to contact me if you have any questions, or when you’re ready to buy or sell your home!

Need to Pre-Qualify for a Home Loan? My mission is to serve my clients with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan. From the initial application to final funding, I will be with you all along the process. From conventional to government-back loans, forward to reverse mortgages, purchases to refinances, I offer my services. There’s no need to look any further for your next Home Loan.

A peace of mind may cost a lot less than you think:
  • Helps your family take care of medical and funeral costs, rent or mortgage payments, unpaid bills and more
  • Affordable coverage
  • Easy online application that takes just minutes
  • No medical exams available
  • Most who apply are accepted for coverage

The insurance industry includes hundreds of different companies hoping to earn your business. It is a very competitive market and it pays to shop around for the very best deals. Whether you're searching for Term LifePermanent LifeUniversal Life, or Annuity, you must be well-informed and well-advised to get the most out of your premium dollars. An experienced and independent agent who represents multiple insurance carriers can make a huge difference in what you pay for coverage.
Your family will always come first. You wouldn't want them to bear huge and unexpected financial burdens at the time of your passing. No matter what your age, it's absolutely essential to have a plan in place to protect your loved ones when you are no longer able.
Mortgage Protection and Final Expense life insurance will pay for your mortgage, funeral service, bills and other associated costs, in the event of your death.

United Mortgage Fund 
United Empire Realty
Licensed Real Estate Corporation by the California Bureau of Real Estate. 
Corporate Broker # 01952954 | NMLS # 1194303 
800 N Haven Ave, Ste 370, Ontario, CA 91764  

Contact Us


Call now
  • (909) 510-9479

Business Hours

Mon:10:00 AM – 6:00 PM
Tue:10:00 AM – 6:00 PM
Wed:10:00 AM – 6:00 PM
Thu:10:00 AM – 6:00 PM
Fri:10:00 AM – 6:00 PM