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“At Your Service”

Real Estate Agent - New Home Co Broker - Short Sale - Ontario CA
Open today until 6:00 PM
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* If you are thinking of buying a home, you may not know where to start.
* Here is a simple list of 10 steps that you will go through to purchase a home.
* Make sure to ask your agent for details about each step and what else may be required in your area!

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* Interest rates are projected to increase steadily heading into 2020.
* The higher your interest rate, the more money you will end up paying for your home and the higher your monthly payment will be.
*Rates are still low right now – don’t wait until they hit 5% to start searching for your dream ...

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Slaying the Largest Homebuying Myths Today.
* The average down payment for first-time homebuyers is only 6%!
* Mortgage interest rates have been on the decline since November! Hop in now to lock in a low rate!
* 88% of property managers raised their rents in the last 12 months!
* The average cred...

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* Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018.
* Take advantage of more inventory coming to market in the spring to find your dream home!
* Buying now will allow you to start earning equity today!


Real Estate Agent | Home Loans

  • Mortgage Calculator - How Much Can I Afford?

    Use my Mortgage Calculator to compute your monthly payment including Principal & Interest, Tax & Mortgage Insurance. Estimate how much house you can afford. Check out my Loanzify Mortgage App.
  • Down Payment Resource

    Are you a first-time home-buyer needing a little help with your down payment and/or closing costs? Down payment money is out there, and I’ll help you find it
  • What's My Home Worth?

    Determining how to price your home is important if you want to sell your home, and pinpoint the right asking price. Even if you're not in the market to sell, it's fascinating to see how much your investment may have appreciated over the years.
  • Home Loans

    Licensed mortgage professional - Lower rates and cheaper costs - Shop & Compare - Partnership with hundreds of lenders to shop for your best deal - Multiple loan products, including Non-QM Loans for Real Estate Investors and Self-Employed Individuals - Closing in 30 days or less - Specialize in mortgages and refinances.
  • Short Sale Foreclosure Agent

    If you or someone you know is facing foreclosure or unable to make mortgage payments, know that there are OPTIONS available and PEOPLE you can trust. Call me today to turn the "heavy lifting" over to someone who can help.
  • Reverse Mortgage

    You’ve worked hard to build the equity in your home. Now it’s time to put that equity to work for you. Use my free reverse mortgage calculator to determine how much you may qualify for.

Life Insurance Agent

  • Family Life Protection

    Loosing a loved one can mean more than an emotional burden. It can also create a financial burden.
  • Mortgage Protection

    More than half of all home foreclosures are the result of either the death or the disability of the homeowner.
  • Final Expense

    No one wants to leave their spouse or their children without the money to pay for all their own final expenses.


10 months ago
Called Jim a few days in advanced before the Labor Day weekend and he was more than happy to arrange for a tour of Homes in the location specified on the Holiday, and to me that's dedication. Couldn't ask for a more knowledgeable, professional and understanding agent. I Highly recommend Jim Ngo for your real estate needs.
- johnny p
a year ago
It was my first time finding a home and Jim made it especially easy and explained all the ins and outs of the process. He was ready for any of my questions and was extremely helpful. I strongly recommend talking to Jim if you ever need help buying a home!
- Johnathan L
a year ago
Great Customer Service! Jim was professional and responsive, answering all my questions, looking out for my best interest, and coached me through the entire home buying process. If you're looking for a Real Estate Expert, I'd recommend calling Jim Ngo.
- Kathleen M
"Integrity, Experience, Service"

Whether you are buying or selling a home, it can be quite an adventure especially in today’s Real Estate market. There is so much information out there on the news and on the internet about home sales, prices, and mortgage rates.
  • How do you know what’s going on specifically in your area?
  • Who do you turn to in order to competitively and correctly price your home at the beginning of the selling process?
  • How do you know what to offer on your dream home without paying too much, or offending the seller with a lowball offer?
  • Who can you go to if you’re facing a foreclosure or unable to make mortgage payments?

Hiring an agent who has his or her finger on the pulse of the market will make your buying or selling experience an educated one. You need someone who is going to tell you the truth, not just what they think you want to hear.

Dave Ramsey, the financial guru, advises: “When getting help with money, whether it’s insurance, real estate or investments, you should always look for someone with the heart of a teacher, not the heart of a salesman.”

It’s imperative to have an agent who is in your corner and is always looking out for your best interests. I can make the difference in your Real Estate experience. I serve the Inland Empire geographic areas. My services include standard sales, short sales, and NEW homes. I am involved from the beginning to the end of every transaction. I take pride in my customer service and in making sure each purchase or selling process will go as smoothly as possible.  

Please feel free to contact me if you have any questions, or when you’re ready to buy or sell your home!
Big Banks Put High Interest Above Your Interest
My mission is to serve my clients with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan. From the initial application to final funding, I will be with you all along the process. From conventional to government-back loans, forward to reverse mortgages, purchases to refinances, I offer my services. There’s no need to look any further for your next Home Loan. 

A peace of mind may cost a lot less than you think:
  • Helps your family take care of medical and funeral costs, rent or mortgage payments, unpaid bills and more
  • Affordable coverage
  • Easy online application that takes just minutes
  • No medical exams available
  • Most who apply are accepted for coverage

Jim Ngo
Voice/Text: (909) 510-9479 
CalBRE 01164334 | NMLS 1353214 
Licensed Life Agent 0K65318

United Mortgage Fund 
United Empire Realty
Licensed Real Estate Corporation by the California Bureau of Real Estate. 
Corporate Broker # 01952954 | NMLS # 1194303 
800 N Haven Ave, Ste 370, Ontario, CA 91764  

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Call now
  • (909) 510-9479

Business Hours

Mon:10:00 AM – 6:00 PM
Tue:10:00 AM – 6:00 PM
Wed:10:00 AM – 6:00 PM
Thu:10:00 AM – 6:00 PM
Fri:10:00 AM – 6:00 PM
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